wells fargo active cash vs citi double cash. Its main quirk is how the card. wells fargo active cash vs citi double cash

 
 Its main quirk is how the cardwells fargo active cash vs citi double cash  It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i

5% cash-back cards because it doesn't require you to activate bonus. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. People may hate Wells Fargo. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. 5% cash back, a $200 bonus and 0% for 12 months. Best for flat-rate cash back. It offers 1. The Active Cash Card offers 0% intro. e. And there is no cap on how much cash. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. The Money Hub. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. com database is $181. 1 day ago · What is a negative credit card balance? A negative credit card balance is a balance below zero. Neither. Rewards Rate. Benefits and Drawbacks. Citi® Double Cash Card;. The Wells Fargo Active Cash® Card is a no-annual-fee credit card that earns unlimited 2% cash rewards on purchases. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Excellent, Good, Fair. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. The Citi Double Cash® Card outshines its competitor with a more substantial ongoing rewards rate on all purchases and a. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. For context, the average annual rewards payout from the cashback credit cards in the investor. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Wells Fargo Active Cash® Card 3. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. You’ll only earn 1. Wells Fargo Active Cash® Card. Earning rates. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. . Costco Anywhere Visa® Card by Citi: Best for Costco. I complained and escalated and eventually cancelled. 2% card, and Custom Cash into a 5. Capital One Spark Cash Plus. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. Citi Custom Cash vs Double Cash - One card only, which to choose?. Wells Fargo Active Cash® Card: Best cash-back card. ) has been far better than Synchrony Bank on my Sam's Mastercard. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. (Though paying statement balances in full. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. ”. Citi Double Cash. You must select Apply Now on this page to take advantage of this specific offer. This likely doesn't. S. If you're looking for a major bank that's free of scandals, it doesn't exist. 24%, 25. Wells Fargo Active Cash vs. S. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Wells Fargo Active Cash ® Card vs. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 5% cash-back. Bank of America Unlimited Cash Rewards vs. Each eligible transaction will earn 2% cash back on all eligible purchases. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. Wells Fargo Active Cash vs. Up to 2% cash back. For a limited time, earn 5% total cash. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. Citi Diamond Preferred highlights. 24%, 25. The major difference between the Citi Double Cash vs. Chase Sapphire Preferred;No annual fee. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Lyft Pink All Access benefits include 10% off Lux rides, free priority pickup upgrades, cancellation. 24% - 29. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Install dimmer switches. Chase Freedom Unlimited vs. $0. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. This usually takes 1-2 billing cycles. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Best Cash Back Credit Cards of November 2023. Wells Fargo Active Cash® Card. 3. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Credit. One difference is that Wells Fargo offers a shorter 0% introductory rate. 24 percent. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. However, your earning potential can be higher if you’re spending habits don’t align with the bonus tiers. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. Citi Double Cash vs. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. but I prefer my Citi double cash card, which is 2% as well. 1% back on all purchases and 1%. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Annual fee. Synchrony Premier World Mastercard® * vs. S. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. partial_to_fractions. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. And Wells Fargo no longer has a minimum rewards redemption requirement. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. It also offers a. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. After that, an 19. Whereas with WF Active Cash you can only redeem cashback in increments of $25. I opened the Citi Double Cash a month later, which is my new 2% flat card. Wells Fargo Active Cash vs. Double Cash all day, especially if you have "ecosystems" in mind. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. Just spend $4,500 in the first 90 days of account opening. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Annual fee: $0. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. S. Citi Double Cash® Card. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. You simply swipe your card and let the cash back rewards pile up. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. In this Citi Double Cash Card. Wells Fargo. Citi Double Cash Card vs Citi Custom Cash Card. Citi Double Cash; Chase Freedom Unlimited vs. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. Wells Fargo Reflect® Card: Best balance transfer card. With the Wells Fargo Active Cash, the same. Wells Fargo is stingy on credit limits. Automatic cellphone protection when you pay your monthly bill with the card. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. Wells Fargo Active Cash ® Card. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Wells Fargo Active Cash® Card. You’ll earn 5%. Our Methodology Understanding the value of cash back is simple, but valuing airline miles or points redeemable for travel requires digging a bit deeper. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. coopdude • 3 days ago. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. The new welcome offer brings it in line with other cash-back credit cards on the market. Citi Double Cash Card vs. After that there are no bonus categories that you have to keep track of. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. Learn more: Citi® Double Cash Card. I'm very happy with this change. It offers a whopping 2%. Skip To Content Toggle Menu Back. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Save your windfalls. It also offers a. 19. Citi Custom Cash Card vs Wells Fargo Active Cash Card 2023 Written by investor. Credit Cards. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. 24%, or 29. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. Citi Double Cash. 5 - 5% cash back on purchases. The no-annual-fee Wells Fargo Active Cash offers up to $600 of cellphone protection against damage or theft when you pay your monthly cell phone bill with your card (subject to a $25 deductible. 78% APR. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. The Citi Double Cash Card is the winner over Discover it® Cash Back. It's also best if you need to pay off a high interest credit card. 5% cards do. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. 1. Wells Fargo Active Cash vs. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. You can find all the details in our Wells Fargo Active Cash review. Card Name. Also no FTF, which is great for the occasional overseas trip. No annual fee. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. American Express Blue Cash Preferred Card basics. A balance transfer fee of up to 5% of the each. 24% (Variable) APR applies. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. 2% total cash-back. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. 24% to 28. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. Wells Fargo Active Cash ® Card vs. Most 2% cards don't have a SUB, while most 1. 24 percent to 26. 99%. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Citi Custom Cash® Card. Citi Double Cash. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. 6 min read Sep 08. This 2% card has a $200 SUB. 01 in any bank, or you can transfer points to a few airlines / hotels. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. 5% cash rewards on purchases. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. To learn more, please visit Wells Fargo Balance Transfers. Bank Cash+® Visa Signature® Card. They usually give me less than half of the limits I get from Citi. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. The Citi Double Cash and Wells. The value of a 1. Using this card. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. It's also best if you need to pay off a high interest credit card. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. Annual fee: $0. Citi Double Cash. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. You must select Apply Now on this page to take advantage of this specific offer. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. Citi Double Cash® Card. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. JS by Jason Steele. Wells Fargo Active Cash® Card vs. The Wells Fargo Active Cash® Card is an exception. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. If you're looking to make a large purchase. 00 cash back per year with Citi Double Cash Card and $240. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. Alliant Visa® Platinum * vs. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Though we value Capital One miles at around 1. Credit Card by. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. Jump to. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Cash back rate. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. The Wells Fargo Active Cash ® Card is a solid $0-annual-fee cashback credit card with potentially even better rewards than the Bank of America Unlimited Cash Card. But the Citi Custom Cash Card would. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. 3. 24% variable APR;. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. The winner: Blue Cash Preferred. 24%. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. Wells Fargo Active Cash® Card. You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. PayPal Cashback Mastercard®. 6 min read Sep 08, 2023. Jump to. No annual fee: Capital One Quicksilver vs. See full list on forbes. Citi Simplicity cons. Citi Custom Cash Card vs. 8. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Like the Power Cash Rewards, the. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. . Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. 2% flat rate and then 3% on PayPal. 74%, or 29. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. 10% APY, while those with a. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The value of a 1. Synchrony Premier World Mastercard® * vs. 6. Given that several banks offer credit cards earning 2% on all. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Aside from the credit card partnership, they actually do own a portion of the company. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. Best Credit Cards of November. . Gotcha. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. I don't know why people make a big deal out of the $25 increments. deVrinj • 21 days ago. They usually give me less than half of the limits I get from Citi. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. If you typically receive an annual. Welcome Bonus. This card offers $200 cash rewards after spending $500 in the first 3 months. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. com purchases. 5% unlimited cash back on all purchases. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Points are worth 50% more when redeemed for. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. That’s a total of 2% cash back on everything you. Citi Double Cash® Card. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. ”. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash Card. (SUB + 2% of 10K) same spend but double the rewards. Bank of America Unlimited Cash Rewards vs. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. The Active Cash earns 2% cash. Capital One Quicksilver Cash Rewards. 5% card. 5%). The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. I would personally make sure I'm well above that before committing to an annual fee card. Annual fee: $95. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Autograph has car rental CDW and no foreign transaction fees. S. 1. Citi Double Cash® Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash card's simple cash back structure and long-lasting balance. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Wells Fargo Active Cash vs. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. Citi® Double Cash Card. Citi Diamond Preferred highlights. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. Rewards Rate. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. At. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. Take a look at this table to quickly compare the primary benefits of both cards. I've got the Amazon card, Amex blue cash. With the Citi Double Cash® Card you can. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. That's not exactly what I said. Wells Fargo Active Cash® Card vs. The Double Cash card usually offers a small welcome bonus. 99% variable APR), so you’d be. Costco Anywhere Visa Card vs. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Its main quirk is how the card. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. Citi Double Cash Card.